faintstone. 2-2: Armor Spider Archstone Story Walkthrough and Map. faintstone

 
 2-2: Armor Spider Archstone Story Walkthrough and Mapfaintstone  The video does not show

Increases range of bow by 5 at +1 Dark: Cloudstone +6 +5: Shields only. Sports. At 50 Int, the Enchanted path will outscale the. The Long Sword you can find in 2-2: Armor Spider Archstone is actually a Dragon Long Sword, which as its name suggests, already comes upgraded to Dragon +1. 2014 às 9:42. 20 found in The Gutter, below the second bonfire,. I've been doing this for the entirety of my playtime for 4 days (about 8 hours), and haven't seen a single chunk. There are 2 located right next to 5-3 waypoint after killing the Dirty Colossus Demon,. Upgrade Materials are items that are used to strengthen the statistical value and to increase the effect of a certain piece of equipment. 0. I have on the Travelling Merchant Hat for the item discovery boost. If you want scaling with lightning than you need faith. Faintstone farming. Staff used by the fallen sorcerers who wander this land. This piece of Titanite is very rare find in the world of Drangleic but. Lead Demon Soul (or Lead Demon's Soul) is a Demon Soul in Demon's Souls and Demon's Souls Remake. Once a weapon is infused, the Magic icon ( ) will be displayed next to its image in the HUD. Farmed these things until the durability ran out on two of my weapons and all I got was two darknight stones. STR and DEX bonuses are lowered to E. Upgrade Materials are items that are used to strengthen the statistical value and to increase the effect of a certain piece of equipment. In the attribute input field press up or down keys on keyboard to increase or decrease the attribute value. I've gotten a lot of shards, but no chunks. Key. x3 Chunk of Faintstone. Blessed Upgrades can be performed by Blacksmith Ed. A large axe. Posted by u/substandardgaussian - 1 vote and 5 commentsIf you don't want to farm, get a branch and go towards shaded woods. 2023. The Damage stats for a weapon are X / Y / Z:For Demon's Souls on the PlayStation 3, a GameFAQs message board topic titled "Pure Faintstone needed (SL 93)". Ring of Magical Dullness. Mace Recommended Upgrade. Weapons can be strengthened by Faintstone up to a maximum of level 5. New Game Plus is a feature of Demon's Souls and Demon's Souls Remake, wherein once the Final Boss is defeated, players have the option of replaying the game with their current stats and gear. . These demon's souls are obtained by defeating the various. Also, next time you reach Maiden astrea boss arena, save the game on the cloud after beating her (you have to go to your Ps5 options and disable the auto sync with the cloud). Enter the first door on. 7. Use to slightly restore HP. effect of +2~6 / second. Upgrade Materials are items that are used to strengthen the statistical value and to increase the effect of a certain piece of equipment. i need to max out my blessed mace so i need about 5 more of them, and i know there are crystal lizards somewhere in 5-1 and 5-2 that drop them, but damned if i can find them. It can be used to upgrade weapons. Faintstone Chunk (or Chunk of Faintstone) is an Upgrades found in Demon's Souls and Demon's Souls Remake . 0. Dragonstone is an Upgrade in Demon's Souls and Demon's Souls Remake . Magic stone adds/increases magic attack. November 6, 2022. Sometimes mixed with Old spice as a double. 14. However, as you have already noticed, the Greystone Shards and Greystone Chunks are a pain to come by. Melted, poisonous ore. In order for us to make the best articles possible, share your corrections, opinions, and thoughts about 「Pure Faintstone Effects and How to Get | Demon's Souls Remake」 with us!. Max Upgrade. I have no more small or regular smooth and silky stones to drop. Just past him, you'll see some remains on some "steps" that go down into the sewage. 5-1/5-2. However, it is quite difficult to obtain as it is sold at Boletarian Palace or dropped rarely. 7. Faintstone is an Upgrade item found in Demon's Souls and Demon's Souls Remake . One of the items that can be received from. Faintstone . Dropped by Giant Depraved One in Swamp of Sorrow. Raises Magic Damage. Saint Urbain is an NPC in Demon's Souls and Demon's Souls Remake . Hard ore. However, if you can master its range, it can prove to be. The shine of this stone is no ordinary polish, and can only be achieved over a long period. where the HECK do i get faintstone chunks. Meat Cleaver Black Phantom is a Black Phantom in Demon's Souls and Demon's Souls Remake. Nubnut Apr 27, 2014 @ 9:42am. Ore wet with dew. Particularly well-attuned for sorceries. The Lost Bastille. Check. You can farm basilisks in shaded woods, or trade small. We will update this page with information for Demon’s Souls Remake on the Playstation 5 when the game comes out. Some classes will find skipping some steps or altering the order easier, but this guide is made with the weakest classes in mind. Magic. All else being equal, the magic stone adds less damage than the faint stone but since it's purely physical. 1-1: Boletarian Palace Story Walkthrough and Map. Upgrade Materials are items that are used to strengthen the statistical value and to increase the effect of a certain piece of equipment. Used to upgrade equipment. The Blessed weapon upgrade lowers the Strength and Dex scaling of a weapon but adds very potent Faith scaling in its place. -:} My FC: SW-5291-4561-8720. The Blessed weapon upgrade lowers the Strength and Dex scaling of a weapon but adds very potent Faith scaling in its place. I searched fo. The shine of this stone is no ordinary polish, and can only be achieved over a long period. Go to the PvP area, and after the 2 dogs/rats climb the ladder, activate the Pharros contraption, and a door will open down below. Macrotheblack 9 years ago #6. the black phantom in the swamp with the butchers knife drops 3 chunks as well if you haven't killed her already. If you are around you’d be my hero. 1. Large Sword of Moonlight is Large Sword Weapon in Demon's Souls and Demon's Souls Remake. ("Fairstone"), Canada's largest non-bank provider of responsible lending solutions. Max Upgrade. Raises the chance of item discovery. 03A3B3A0 / Faintstone 03A3DAB0 / Boltstone 03A401C0 / Firedrake Stone 03A428D0 / Darknight Stone 03A44FE0 / Poison Stone 03A476F0 / Bleed Stone 03A4C510 / Raw Stone 03A4EC20 / Magic Stone 03A51330 / Old Mundane Stone 03A53A40 / Palestone SUMMON STONES AND COVENANT ITEMS 03B20B80 / Dried Fingers. Faintstone is for the magic infusion, which simply gives the weapon more magic damage and scaling like any other elemental infusion. switch soul spear for crystal soul spear. My character is a faith build, and I'm trying to make the blessed mirdan hammer +5, which I need shards of faintstone for. A smooth and silky stone. 석화 도마뱀이 드랍한다. I know where I'm supposed to get them. Sorcerers at the Melfian Magic Academy once attempted to imbue titanite with various elements, but are said to have failed. Lizard Staff is a weapon in Dark Souls 2. Colorless. Are you thinking about magic (faintstone)? With 40 dex and 50 int I can say you're either better keeping it uninfused or going for magic infusion. I’ve played all souls-games, bloodborne and Sekiro (spent more time on these games than I’d like to…Faintstone( 6/5/1/ ) 610: Demon's Souls Related Links. I can’t get on though until about 4:30 EST. The Stats needed for the Holy Paladin Build are Faith, Vitality, Endurance, and Intelligence. + Strategy: Shoot the gecko from far. A faintstone, to be exact. People do not look favorably on the banal, but sometimes even the most mundane of objects can cast things in a most pleasant light. When you stack an infusion onto a weapon with the same element though (e. Only use magic infusion. 1-2: Phalanx Archstone Story Walkthrough and Map. Speak with Cale the Cartographer in the Forest of the Giants, and exhaust his dialogue. And funnily enough the page you linked doesn't actually mention it either. x2 Stone of Ephemeral Eyes. The faintstone's power will also cause the user of a weapon blessed with it to slowly regenerate HP. You may not realize how some of your habits are contributing to a lower score until you start paying attention to your credit report. Used to infuse a weapon to the Magic upgrade path at Blacksmith McDuff. I get a pure faintstone from her with no trouble at all every playthrough. Moonlightstone Chunk (or Chunk of Moonlightstone) is an Upgrades found in Demon's Souls and Demon's Souls Remake . Large Hardstone Shard is an Upgrade Material in Demon's Souls and Demon's Souls Remake . Silvy owns my pants. The faintstone's power will also cause the user of a weapon blessed with it to slowly regenerate HP. The starting gift Healing Wares contains 20 lifegems as well as other items. #3. Chunks are quite a rare drop still. Stone Trader Chloanne is a Merchant in Dark Souls 2. Faintstone on a magic weapon), it lowers its physical attack to 95% and boosts its elemental damage to 144%. That's a pretty big buff. -:} My FC: SW-5291-4561-8720. You will find a chest with a faintstone and some twinkling titanite. Its intended to be a red herring in gameplay as that's what is in lore. Small Smooth & Silky Stone is a type of consumable in Dark Souls 2. . The first Pharros Contraption opens a door directly below it on the Small Ground Level with a chest containing a Faintstone and a Twinkling Titanite and an ascending path that leads back to the Small Upper Level. A Faintstone and Twinkling Titanite can also be found behind one of the stone doors by the two poisoned rats on the first floor, however the contraption for it is located on the second floor by taking the nearby ladder up. Black Witch's Staff is a weapon in Dark Souls 2. Players can get this useful item in multiple ways, but the easiest is trading an item to Sparkly. Shard of Faintstone Chunk of Faintstone Pure Faintstone Blessed (Upgrade Path) <references>There is a board which you can lower from the other side. But weakens your STR and DEX scaling. #2. 159635741 (Topic Creator) 9 years ago #2. Faintstone Shard Materials 10000 Always Mace Weapons: 3000 Always War Pick Weapons: 4000 Always Halberd Weapons: 5000 Always Talisman of God Weapons 5000 Always Rotten Arrow Ammo 400The point of the bluemoon great sword is that its a fake legendary sword. Hi all! First of all, I’m loving the remake. Another great earlier farming spot is right after the Armor Spider Boss. Ring of Longevity. o Right side of the 3 praying creatures. An altered state of titanite. The faint stone adds magic damage scaling with your INT, and the magic stone adds physical damage scaling with your INT. Spiderstone Shard: Spiderstone: Dropped by Scale Miners in Smithing Grounds and The Tunnel City, Dropped by Crystal Lizard in Smithing Grounds. Lightning. Replies ( 2) 11. If you don't want to farm, get a branch and go towards shaded woods. Sorcerers at the Melfian Magic Academy. Pure Mercurystone. Dark Souls 2 Character Planner includes stats, weapons attack calculator, all equipment effects and search optimal class. The bottom line: Facet's financial planning services start at $2,400 per year and include customized financial. The shine of this stone is no ordinary polish, and can only be achieved over a long period. Dexterity and Strength bonuses are lowered but not eliminated Sticky: Spiderstone +3 +5: Bows only. Use to imbue weapons with power of the mundane. Pickup Locations and Farm Spots for Pure Faintstone-----More Demon's Souls at Game8 thank you for your support. Reply kirby200z •Nichtswisser May 10, 2014 @ 1:37pm. Moonshadow. Small Smooth & Silky Stone. After you beat the Dirty Colossus in 5-2 you can start at his archstone and back track. Finally got one I couldn't figure it out because I searched everywhere and googling and searching didn't tell me how to reach the guy or anything I finally did it after killing the boss and went back and saw comments on a video saying about turning left after the bonfire xD. If you have 20 point in your Faith stats, talk to Workshipper of God in the Nexus. This is ideal for players that are. Walkthrough of the best places to use your Pharros Lockstones in the Doors of Pharros in Dark Souls 2 Scholar of the First Sin. Haven't gotten to those bosses yet but with that much int you want the faintstone for any weapon especially if it's got magic dmg inherently. A chunk of cold, holy ore that emits a faint glow. This version includes the three previously released DLC packs: Crown of the Sunken King,. Similar to an axe, it is very versatile but it's too heavy to wield with ordinary strength. Halberd. Go to the PvP area, and after the 2 dogs/rats climb the ladder, activate the Pharros contraption, and a door will open down below. The Guard Break Reduction determines the amount of stamina expended to block an incoming attack. Follow the path going right and check halfway through to find. So far I've looted: 3 Faintstones, 3 Firedrake Stones, 2 Darknight Stones, 3 Poison Stones, 2 Bleed Stones, 4 Raw Stones. Where is the faintstone in Doors of Pharros? 159635741 9 years ago #1. Demon's Souls Remake 5 -2 BEST Faintstone Shard farm for Blessed Weapons - SwampThis is part of my Faith build playthrough - Great place to Farm Faintstones. Also, can the ceramic coins be duped? Boards; Demon's Souls; Duping Materials; Topic Archived; Product Deals. As far as I know I've all the guaranteed faintstone from the regular game, but if there's even one guaranteed drop from the. Some in this land are in search of such stones. Dropped by Crystal Lizard in Depraved Chasm. If you don't like an infusion you can always remove it without penalty as long as you have a Palestone and 1000 souls. Can only be used at Blacksmith Steady Hand Mc Duff. Pure Mercurystone is an Upgrade item found in Demon's Souls and Demon's Souls Remake . If you exhaust all her dialogue she will go to Majula, where she will start selling large titanite shards (limited at first, unlimited later in the game), and later most (if. For Demon's Souls on the PlayStation 3, a GameFAQs message board topic titled "Having trouble getting Pure Faintstone. Pastamaniac53 • I love the remakes Mist of Soul, but the original is just perfect 👌. They can be very dangerous if not dealt with fast enough, so it is best to kill them before they can cast too many spells; they use a few. They are first encountered in the fields of Things Betwixt immediately after starting NG+ / Journey #2. Hoplite Shield. This weapon is particularly useful for the Magic Warrior build since its upgrade paths both have high bonuses to Strength and Magic. Storm Demon Soul (or Storm Demons Soul) is a Demon Soul in Demon's Souls and Demon's Souls Remake. 2K views 1 year ago The following video shows where you can get all the Faintstones in Dark Souls 2. It was a trap! Fortunately, a few. Repeat until you have your shard. Gold Mask. if pate dies but you summon him again and kill the boss does it count? Thanx! Mild Mannered Pate is an NPC in Dark Souls 2. 6 drops out of 80 kills. Capable of fortifying a broad variety of weapons. 3 moonlight stone shards 18 sharp stone shards 5 large sharp stone shards 1 sharp stone chunk 7 clear stone shardsHi all! I'm playing Dark Souls 2 as a mage. Collectively, our product range extends beyond personal. Both reduce other scalings and base. She will only hand it over when the player has a. Moonlight Greatsword is a weapon in Dark Souls 2. Go upstairs again, follow the path, loot the next chest (warning, there's another Gyrm Warrior desperate to destroy it!) for the Titanite Chunk and move on to the next bonfire. The magic stone makes the weapon enchanted. Moonshadestone Shard (or Shard of Darkmoonstone) is an Upgrades found in Demon's Souls and Demon's Souls Remake . What's the best place to farm Faintstone? gunofdis 14 years ago #1 I'm trying to make a blessed halberd +5, but don't really know how to go about getting the required. Walkthrough of the best places to use your Pharros Lockstones in the Doors of Pharros in Dark Souls 2 Scholar of the First Sin. Leydia apostles are adept at magic, and wielded unique weapons, but were deemed blasphemous and slaughtered. #2. 5-2/3 C. Lowers any STR and DEX bonuses but it also provides a magical damage effect to the weapon that scales with the Faith stat. #1. Demon's Souls - Blessed Weapons. Doors of Pharros, first Pharros' contraption after going up the ladder will unlock a path belo…Demon's Souls: Pure Faintstone. However, if it's your first faintstone, you certainly should infuse your catalyst with magic (as long, as you use more sorceries then hexes, basically, more blue magic then dark one), it will increase base magic damage, as well as intellegence scaling. Faintstone. Darknight Stone. Enhances straight swords, axes, hammers, and so on. I ran a faith build exclusively for a while, it was. . Dropped by certain enemies. Uchigatana or Black knights halberd are very good weapons for a mage when you infuse them to the magic part you want. The Valley of Defilement leads to a huge swamp into which all that is unclean flows, becoming a nest for putrilage, vermin,. g. Best to take these guys out as fast as possible. When two handing this weapon, only 7 Strength is required. I also have the Tailsman of Beasts, and North Regalia relaxing in my right hand. There is a shaman just outside where the fog gate was and he drops faintstone, dark grass. #DemonsSouls #PS5 Demon's Souls PS5menu Open navigation Go to Reddit Home. Hello everyone! So, I started the game not that long ago, and I'm doing a spellcasting build (aiming for 50 int or more, 50 attunment, and 30 or so faith for use hexes alongisde sorceries), but I also like to have a backup melee weapon (or just a weapon I can use for kill lesser enemies that don't deserve a soul arrow), and wanted to know: is it worth investing. Grants Souls when consumed. I have yet to get anything out of him. The best spot to farm fainstones is killing the shamans in the swamp. 5-2 Black Phantom with Meat Cleaver (3) 5-2 C. Grey ore that gives off a dull light. Started by: aclayto3 Date: 08 Apr 2010 15:59 Number of posts: 8 RSS: New posts. In Game Description Cold, holy ore that shines dimly. Versatile Weapon. The shine of this stone is no ordinary polish, and can only be achieved over a long period. As you get near, the corpses lying around will animate. guides and such are like "oh it's across the bridge by the rat's nest" but that implies i know WHICH bridge they're talking. 16 Oct, 2020, 10:55 ET. Fantasy. As for a Faintstone that can be obtained guaranteed, there's one in Doors of Pharros. various elements, but are said to have failed. Faintstone upgrades add magic damage that scales with your FAITH stat, in addition to providing HP regeneration while the weapon is equipped. In this Demon’s Souls Remake guide, we’ve detailed. Just get a Magic infused Staff of Wisdom and a Magic infused Moonlight Greatsword. NPCs provide information, others are quest givers, while some are categorized as Merchants and/or Blacksmiths whom you can trade with or request for certain services. Chunk of Faintstone, Pure Faintstone: 5-3: After you reach the boss room, you’ll encounter a group of Depraved Ones. (Optional: Speedrun clear 2-1, kill starting lizard for hardstone shards to level up Mirdan Hammer to +6, change to Blessed. 5-2: Area 1. 5-1/5-2. Geckos. Great Axe is a Weapon in Demon Souls. However, for a Faith-based build, this weapon can be upgraded to a Blessed one that scales with Faith. Blessed Upgrades can be performed by Blacksmith Ed. If you talk to her with Faith below 20, after rescuing Saint Urbain, she will give it to him instead. Faintstone:lowers scaling from strength/dexterity and adds intelligence scaling, while magicstone:removes current item stat scaling to add Intelligence based scaling. Dragon Long Sword in 2-2 is Even Better. I can swap if someone wants other shards large or small. Boards. Seeking the elusive faintstone chunk. If you want scaling with lightning than you need faith. Boards. I'm interested in maxing my Purple Flame Shield and Blessed Sword but I've run out of materials for both of them. Reviewed in: Oct. What is the fastest way to farm faintstone for blessed upgrade? I am so pissed off as I already save a lot of souls to bulk purchase the shardsThe Stats needed for the Holy Paladin Build are Faith, Vitality, Endurance, and Intelligence. (message deleted) PHoToS9999 years ago#2. I tried a coin and that didn’t help. Enchanted is s*** on just about everything it seems. A Cleaver. Item discovery is a hidden stat in Dark Souls 2 that represents the rate at which you discover items. It was a normal stat displayed on your character screen in Dark Souls that was adjusted due to different factors like items you wore and whether you were human or hollow. That's a pretty big buff. List of Weapons. After the credits, the players will head straight into the next playthrough. For Demon's Souls on the PlayStation 3, a GameFAQs message board topic titled "How many faintstones?". The Polearm is effective from mid to long-range and can execute sweeping and thrusting attacks. The Depraved ones were once people, but discarded into the Valley of Defilement, living. For… Read More »What Is Pure Faintstone. Upgrade Materials are items that are used to strengthen the statistical value and to increase the effect of a certain piece of equipment. Titanite Shard. Ultra greatsword crafted from the soul of the smelter demon. Roughly the same casting speed as Great Heavy Soul Arrow yet over twice as powerful per shot, and has a slightly wider bolt and longer range. Pure Faintstone can be acquired from Crystal Lizards in world 5-2 and 5-3, Shaman Depraved Ones, Giant. From the archstone, follow the path until it takes a right just as the path opens up. Faintstone +6 +5: Adds magic damage and HP regen and the weapon scales with Faith. Stacks with Blessed weaponry (faintstone), Adjudicator's Shield and Regeneration spell Ring of Avarice: 20% More soul points from enemies. We are independent, aren’t tied to any particular product providers and our advisers offer. At least pure faithstone is easy to come across. Special. Enhances knives, curved swords, spears, and so on. Updated: 30 Apr 2022 06:41. There are glowing items there (an Unknown Hero's Soul and some Faintstone Ore), but approach cautiously. Its inhabitants, afflicted by poison and plague, await their deaths in this forsaken place, attacking those. I believe for blessed weapons the base weapon has to be at +6, then when you go to upgrade again you'll see an option for the faintstone upgrade path. Premium Powerups Explore Gaming. Most of the spells in Sorceries are offensive focused, others can also be used to manipulate sound and light. NPCs provide information, others are quest givers, while some are categorized as Merchants and/or Blacksmiths whom you can trade with or. Enhances straight swords, axes, hammers, and so on. I'm using the uchigatana as main weapon and the sorcerer's staff for sorceries. Versatile Weapon. Shards of Marrowstone are easy to come by. #DemonsSouls #PS5 Demon's Souls PS5This is just a quick farming path I took to farm faintstone shards instead of buying them since there is a possibility for. +6. Dyna and Tillo are the two birds who have a nest in Things Betwixt. Sold by Merchant Hag Melentia for 300 souls. Faintstone. Enemies have their own behavior and unique attacks, killing enemies provide various drops that reward players with items and souls. Use to imbue weapons with magic, or to provide magic reduction to shields. The weapon does more magic damage, scaling with the FAI stat. Dyna and Tillo are the two birds who have a nest in Things Betwixt. Faintstone farming. Adddicteddd. #2. A basic ore that evenly increases. Shard of Faintstone. I’ve probably farmed them now 25-30 times. 7% drop rate. At least pure faithstone is easy to come across. Faintstone is an Upgrade item found in Demon's Souls and Demon's Souls Remake . An altered state of titanite. Large Swords are a type of Weapon in Demon's Souls and Demon's Souls Remake. I´m farming for Blessed Mirdan Hammer +5 (currently at +4). Demon's Souls are materials used to trade for unlocking various upgrades and abilities, spells, as well as for crafting unique equipment. Rune Shield. 02 used. As 2-1 is a fairly easy level to get through, making. Faintstone Chunk: Faintstone: Dropped by Depraved One in Swamp of Sorrow. For a maximum tier weapon, you need 15 Faintstone Shards, 6 Faintstone Chunks, and 1 Pure Faintstone. i need 35 shards and 7 chunks i have many things to offer sl 113. "This. The ability of the weapon to break the poise of an enemy. An ore that applies the power of fire to a weapon. Cold, holy ore that shines dimly. See more comments (2 Comments) Author. Cale is located in a cave past the area where you can jump down on the rooftops. Guide: everybody it's prime time animation week on Youtube! To celebrate I'll be uploading the opening themes from a prime time animated television show each d. Obtained Best Weapon by Faintstone; Fully upgrade a weapon to +5 using Faintstone to unlock this trophy: Shade Master's Trophy: Obtained Best Weapon by Cloudstone; Fully upgrade a shield to +5 using Cloudstone to unlock this trophy: Phalanx's Trophy: Slayer of Demon "Phalanx" Simply defeat Phalanx to unlock this trophy. Faintstone on a magic weapon), it lowers its physical attack to 95% and boosts its elemental damage to 144%. 2023. The Great Glintstone Shard is an offensive Glintstone Sorcery in Elden Ring, unlocked from the Academy Scroll. 1-4: Penetrator Archstone Story Walkthrough and Map. Worlds greatest prostitute: Ms. Archstone of the Covetous King. Reinforces straight swords, curved swords,. Hello there. Business, Economics, and Finance. This is ideal for players that are. Just come out of the Colossus archstone, turn right and drop into the swamp. Try again later. Midway through this path, you can see the lizard. The one on the first floor has the Santier's Spear, the one on the second floor has a Soul of a Brave Warrior. Odd. I think it was because you talked to. It is as versatile as the straight sword, but its heaviness essentially requires it to be used with both hands. The Company offers personal loan, debt consolidation, retail financing, and mortgage solutions. The Guillotine Axe has relatively short range. This humid valley is a haven for the used and forgotten. 2-2: Armor Spider Archstone Story Walkthrough and Map. I've been doing this for the entirety of my playtime for 4 days (about 8 hours), and haven't seen a single chunk. Upgrade Materials are items that are used. Mirdan Hammer. Providential Ring is a Ring in Demon's Souls Remake . Secured and unsecured loans.